Insurance Renewal

[Debs]

Rather than starting a new topic I thought I would post on here...

My renewal has just come through from MCE.. Called them to find out how much it was going to be..

Well I was very happy with the quote, I paid for it there and then..

The excess has gone from £750 down to £575 plus I now have 5 years N/C

Total was £143.45 fully comp.. Now I can't complain with that..

Is that a good price or can some of you coffin dodgers beat that? 

[O.C.]

oy ya cheeky young whippersnapper    



Debs its seems like a good deal to me     

[iamkwackers]

Debs, My insurance is not due until the 11th July, so I am just in the process of getting comparative quotes. Will  let you know once I get it sorted.

[nightrider]

I paid £80 fully comp , it helps to be old  and live in the right area , 

[Debs]

Debs, My insurance is not due until the 11th July, so I am just in the process of getting comparative quotes. Will  let you know once I get it sorted.

Mines not due until the 21st but no one has ever been able to get anywhere near what MCE charge.

I paid £80 fully comp , it helps to be old  and live in the right area , 

£143 is the lowest I have ever paid, but then again I'm not an old fart... 

[iamkwackers]

Mines not due until the 21st but no one has ever been able to get anywhere near what MCE charge.

£143 is the lowest I have ever paid, but then again I'm not an old fart... 

Debs, I have been given a quote of £132 from MCE, which was the lowest quote  on gocompare and compare the market. Unfortunately I am a National Observer with the IAM and need cover whilst Observing and for the IAM track based skills days. MCE would not cover these activities, however I used their quotes to negotiate a better deal with IAM Surety Insurance which  surpassed the quality of cover offered by MCE and included Observer and IAM skills day cover, all for an dditional premium of £30, so total premium of £162 for fully comp and protected no claims bonus, unlimited European travel blah de blah de blah, so all in all quite happy, particularly as I fall into the real coffin dodger age category.....still riding strong at 76 years young ( although I think the bike insurance companies would rather I wasn't    

[Debs]

IAM Surety Insurance quoted me £340..   

[iamkwackers]

IAM Surety Insurance quoted me £340..   

I know that you really do need to get armed with alternative quotes to have any chance of getting a comparative deal from IAM Surety, once you do that they will do their best to match or better. My problem is the need for cover for my Observing etc. Might consider giving up the IAM duties  in 2018 as family comittments getting more onerus. It will certainly reduce my insurance premium.

[O.C.]

Mines not due until the 21st but no one has ever been able to get anywhere near what MCE charge.

£143 is the lowest I have ever paid, but then again I'm not an old fart... 

Nope, but you're a cheeky bugger   

[Debs]

Nope, but you're a cheeky bugger   

 

[STX1300man]

IAM Surety seem to struggle with the GTR for some reason. Never had any problems with Pan 1300 getting them to price match. They wouldn't budge from some silly figure on the GTR at renewal, so I jumped ship to the Devil, Bennetts (now owned by Saga). Still £220 approx, including business class 1 for Observing and real work. The problem I have is no garage and is therefore classed as 'on drive' despite being in a locked shed, in a 6ft walled garden, behind 6ft locked oak gates, behind 8ft locked wrought iron gates with spikes on the top!

[O.C.]

maybe the addition of a nasty underfed dog and a moat filled with alligators  would help get your premium down    

[pross]

IAM Surety seem to struggle with the GTR for some reason. Never had any problems with Pan 1300 getting them to price match. They wouldn't budge from some silly figure on the GTR at renewal, so I jumped ship to the Devil, Bennetts (now owned by Saga). Still £220 approx, including business class 1 for Observing and real work. The problem I have is no garage and is therefore classed as 'on drive' despite being in a locked shed, in a 6ft walled garden, behind 6ft locked oak gates, behind 8ft locked wrought iron gates with spikes on the top!

It's the same here a purpose built alarmed steel shed .
But because it's not brick and called a garage classed as on the drive ffs

[Lonewolf]

I'd previously been with IAM for a good few years on the GTR and K1600 however this year IAM doubled the premium as they'd changed their underwriters and they wouldn't budge on price.


Nothing had changed at my end regarding risk, so I jumped ship and ended up saving a £170 on what the previous quotes had been with IAM and I still get Class 1 Business use which is handy.

[stig414]

I've just renewed recently with MCE and apart from a hike in excess (up from £575 to £675) I am fully comp for £139. This year it includes commuting for the extra sum of two whole pounds! I was unable justify it previously as I have no idea why it used to be around £80-100 extra.

Daz