Insurance time again.

[GTRpilot]

The annual ring around is about to commence, runs out end of february, any good recommendations worth a try from you folks. 
Rider over 50, clean licence, max NCB, riding since 1991, 2011 GTR, non city dweller and all round good egg 

[Debs]

I use MCE Insurance...

Low cost but the excess is about £700.. 

A friend who has used them said that their underwriters are not in the UK so trying to get a claim sorted can be a nightmare..

Cheapest isn't always the best... Going to shop around next time..

I also get charged £60 extra per year because mine isn't kept in a garage 

[GTRpilot]

Ouch   

[exBanditOwner]

i use Adrian Flux on a multi bike policy. they are very good at specials, even insuring my Nitrous Bandit.

[BigAlan]

Carole Nash, £195 Fully Comp with breakdown and travel abroad covered, but i am old, its garaged, and i listed the extra's i have fitted just to make sure they know what i have.

Alan

[Lonewolf]

Adelaide in Belfast. Cant fault them. They cater for anyone who has done the IAM test and they provide 'free' business cover and accessory cover. Their customer service is also second to none.

[Burchy]

I used Kawasaki Insurance!!!!

Similar detail, maybe a bit older, but £116 fully comp with £550(I think) excess

Turned out the best quote I could get

http://www.kawasaki-insurance.co.uk/

[nightrider]

Got mine from highway ,which is part of liverpool Victoria , £90 fully comp £600 excess,then I bought a ktm 990 superduke ,and with no ncb it was £110 comp from swinton, tried carol Nash the moment I tried to mention the loads of extras they went into a flap ,and would not quote, had a nico Bakker framed r1100rs bmw a few years ago took them 3 months and loads of photos to get an agreed valuation off them ,,go compare or compare the market are the cheapest you will get ,

[GTRpilot]

Adelaide in Belfast. Cant fault them. They cater for anyone who has done the IAM test and they provide 'free' business cover and accessory cover. Their customer service is also second to none.

With them at the moment, had my Blackbird and GTR insured with them, not got the Blackie anymore, they want £318.69 with £400 excess to renew the GTR. I used to be a member of the IAM but cancelled my membership this year.

[Winston Smith]

With them at the moment, had my Blackbird and GTR insured with them, not got the Blackie anymore, they want £318.69 with £400 excess to renew the GTR. I used to be a member of the IAM but cancelled my membership this year.

Why??!

As a member you can recoup your membership fee easily in insurance, especially if you have car and house too.
Plus it's worth maintaining for the future - you never know when that qualification may just come in useful

[STX1300man]

Why??!

As a member you can recoup your membership fee easily in insurance,...

I used to say the same until this year (still active IAM member). Insurance quotes beaten every year by IAM Surety on the ST1300, then I swapped to the GTR. Not even close (actually double and higher excess) claiming the 'not in a garage excuse' (it's in a locked shed, in a 6ft walled garden behind two sets of 6ft gates, one oak, one wrought iron).

Ended up with Bennetts (I know!) at £125 fully comp with business use.

[pross]

I used to say the same until this year (still active IAM member). Insurance quotes beaten every year by IAM Surety on the ST1300, then I swapped to the GTR. Not even close (actually double and higher excess) claiming the 'not in a garage excuse' (it's in a locked shed, in a 6ft walled garden behind two sets of 6ft gates, one oak, one wrought iron).

Ended up with Bennetts (I know!) at £125 fully comp with business use.

Same problem here a steel shed no windows double steel doors 4 locks  2 security rated.
Still not classed as a garage the garage is easier to get into .
£176 with Mce.

[half man half pie]

Happily I have a few more months to psyche myself up to enter the renewal battle.

Having read the posts and thought about my experiences over the last few years, you tend to get a good price one year and then they try it on the next and then stiff you the year after that.
They hope that the hassle of getting quotes, especially for bikes with different exhausts etc, or worse still, more than one bike, will put you off and you'll stay.
They also make comparing the levels of cover difficult to keep you onboard especially on things like euro cover.
Throwing pointless extras that you'll never need also seem the standard.
The main issue that has been raised is that what happens when you are unlucky and have to claim on the policy.
That is the point when saving £50 going through a foreign call centre with a co no one has heard of, doesnt seem a good saving.
On the MCE front, I was with them quite happily until they tried to stiff me on the premium.  The calls to their call centre nearly cost me one years cover

[O.C.]

I have found that quotes can very from day to day, so the best way is to check on line with a multi-insurance quote site that way you should find a suitable deal   

[GTRpilot]

Why??!

As a member you can recoup your membership fee easily in insurance, especially if you have car and house too.
Plus it's worth maintaining for the future - you never know when that qualification may just come in useful

Well the quote they gave me was as a member, I couldn't see the discount in the £318 quote, plus IAM membership on top when you look at what others are quoting.