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Started by BigAlan, December 08, 2013, 06:16:51 PM

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Debs

I would be interested to see how much more the insurance would be.

Insurance companies check everything nowadays, esp in serious rtc.

Why take the chance? You only need some dumb  :censored: run in to you and say you were speeding..

Better to be safe than sorry...

O.C.

#31
Quote from: The Wolf on December 18, 2013, 09:41:55 PM

You most certainly do need to make your insurance company aware of the modification. It may be that they no longer wish to provide you with cover because of the modification but more likely than not they will simply charge you a higher premium.

The worst case scenario is that after an rtc your bike is recovered by the insurance company and examined by them or a collision investigation unit in more serious collisions. Any undeclared modifications will undoubtedly declare your policy of insurance null and void.

:agree: and any change to the original construction will be considered a modification,  some insurance companies even consider that adding extra luggage, changing a screen etc., is a 'modification' and will ask "is this a performance enhancing modification"...so beware  :nono:

I would declare any modification, and I have done so in the past, usually, as wolf says, a higher premium is applied  :yes:
BE KIND...


ROG .

Debs

#32
Quote from: O.C. on December 19, 2013, 08:03:00 AM

:agree: and any change to the original construction will be considered a modification,  some insurance companies even consider that adding extra luggage, changing a screen etc., is a 'modification' and will ask "is this a performance enhancing modification"...so beware  :nono:

I would declare any modification, and I have done so in the past, usually, as wolf says, a higher premium is applied  :yes:


:agree:

I have always been asked if the bike has any Performance Enhancing Modifications..

Not declaring modifications is insurance fraud. Simples

SirToU

In the past I've been asked whether it makes more than 10%....  And had a few insurance companies refuse to quote or quote silly money on my ZX10R.

That's was dyo'd at 192 at the rear wheel, against a factory standard of 178...... (Exhaust, filter and pc5) So 25bhp extra is huge amounts.    I would certainly re-think on advising insurance company.

Although if it's that quick you might see god first!  ;-).   Shame on you....  I wish I could get mine done!   :-)

Where is Hilltop.... Is that Dorking?

Neil
Ride it like it was stolen...
Motogymkhana UK Champion 2011-2014

O.C.

Hey Al, don't let all this insurance chat spoil your revitalised bike, just get out there and enjoy  :clap:
BE KIND...


ROG .

PRD

Is it possible bike was not set up properly in the first place and there fore did not ride so well. 
BMW = Bring More Wallet

Bryn

Quote from: SirToU on December 19, 2013, 07:13:19 PM


Where is Hilltop.... Is that Dorking?

Neil

5 minutes from Mallory Park  :yes:

BigAlan

Quote from: O.C. on December 19, 2013, 07:18:08 PM
Hey Al, don't let all this insurance chat spoil your revitalised bike, just get out there and enjoy  :clap:

I have every intention of doing just that.

Alan
Ducati owner now but I used to have a Black one, the fastest version.
Previous, Sprint ST (2), VFR 800, Fireblade's (4) SP1, VTR1000, GPZ900, CB250, BSA Bantam D14/4, Suzuki TS100, SX200.

O.C.

Quote from: BigAlan on December 19, 2013, 09:31:22 PM
I have every intention of doing just that.

Alan

Any chance of you visiting oop Norff again next Summer mate  :clap:
BE KIND...


ROG .

BigAlan

Quote from: O.C. on December 20, 2013, 07:24:22 AM
Any chance of you visiting oop Norff again next Summer mate  :clap:

Most certanily, we were only in the pub a week or so ago talking about this, booking up the hotel in Hawes again and sorting out numbers etc.

Alan
Ducati owner now but I used to have a Black one, the fastest version.
Previous, Sprint ST (2), VFR 800, Fireblade's (4) SP1, VTR1000, GPZ900, CB250, BSA Bantam D14/4, Suzuki TS100, SX200.

100milesaway

Quote from: BigAlan on December 20, 2013, 08:15:14 AM
Most certanily, we were only in the pub a week or so ago talking about this, booking up the hotel in Hawes again and sorting out numbers etc.

Alan
Ah music to my ears,   will we be allowed to join in?  :rolleyes:
What would you rather be   or a wasp?

BigAlan

Quote from: 100milesaway on December 20, 2013, 12:00:13 PM
Ah music to my ears,   will we be allowed to join in?  :rolleyes:

Well if you were not around i suspect we might get lost, or end up on motorways  :mfr_lol:

Alan
Ducati owner now but I used to have a Black one, the fastest version.
Previous, Sprint ST (2), VFR 800, Fireblade's (4) SP1, VTR1000, GPZ900, CB250, BSA Bantam D14/4, Suzuki TS100, SX200.

100milesaway

Oh yes Alan, as you understand, big blue signs and straight roads are a no no in this part of gods little 2 wheel playground.   :banana: :banana:
What would you rather be   or a wasp?

O.C.

Quote from: BigAlan on December 20, 2013, 08:15:14 AM
Most certanily, we were only in the pub a week or so ago talking about this, booking up the hotel in Hawes again and sorting out numbers etc.

Alan

Good news mate, I'm already looking forward to seeing you all, as I missed out last year  :smiley:
BE KIND...


ROG .

Debs

I may even consider coming just to make sure you all behave  :yes: :mfr_lol: