Breakdown Cover

[Boomer]

Normal for the RAC too, and most insurance companies, and a great many others that reward new customers better than existing customers.
Me, I just change to someone else every year or every other year.
I also email the old insurer and tell them exactly why I left.
Loyalty is a 2 way street!

If the insurance goes up by inflation or thereabouts I normally let it renew.

[Debs]

The words Ice, thin and treading come to mind Debs   

  No more ice

[Rusty]

Late to this thread but that initial price is outrageous !!!! 
I take mine out every year with Tesco reward points .. not quite the basic cover but just enough to get us home .. used it last year when I drove over something at speed and it ripped a load of wiring out from under the car ... they were very good but I wouldn't pay top dollar for it. 

[skill]

I too am with the AA through the bank and have been for a few yrs and found them fine, when travelling abroad i ring up and pay
about £32 for full cover. When paying for an independant breakdown cover i paid around £90, unfortunately i dont get overseas
3 times or more a year so its good value for me.

[Darren33]

Well I called them yesterday and asked them to look at it again or it's gonna have to be fairwell. They have agreed to continue with our joint cover with all the bells and whistles for £155 a year instead of the £274 they wanted the other day.

Well, I decided to stay another year but am a bit miffed that they tried it on in the first place.

Daz

[Debs]

thats a good deal Daz.

Nowadays its a case of "The Computer Says" and the only way you get somewhere is by speaking to someone with some sense.

I worked in a bank for 6 years.. Most decisions are made by the computer and we as advisors didn't always have the authority to override them. Customers were not happy so we would speak to the team leader. 99% of the time the answer was NO and the decision stands... Felt sorry so many times for those who I couldn't help because of 'red tape'

[tommytool]

This deal came my way at lunchtime. Swinton offered a split breakdown cover deal. UK monthly b/d cover for additional 2.99 a month. Euro and UK cover for 5.99. Guy said when a euro trip is planned, pay the 5.99. When back in UK revert to 2.99.

The quote of £130 basic with £30 each for legal and excess protection brings it to about £200.
That's a single bike policy though. Not bad but typical of them all, he wanted to get me "on cover" so asked if he made it cheaper would I purchase today. I said call me tomorrow.  Lets see what he's prepared to do. Give up the broker fee for a start!

Makes these £400+ premiums a total rip off!

Insurance companies to me are on a par with wonga, quick quid and the rest regarding ethics and good practise. Sooner they're hauled in the better! Oh dear I'm on one again aren't I!

(I'll give Adelaide a call before lunch though)