Insurance renewal.

[O.C.]

looks like a good result to me       

[nightrider]

Is the protected no claims only any good with that company , if you go elsewhere and they ask if you have claimed then they will load you accordingly , but if you stay with the same company then you usually find that the next quote off them is a lot more , protected nc is only any good if you can get similar quote off them the  next time if you have made a claim , 

[shaggs147]

I use The Bike Insurer to compare quotes and usually find I alternate between swinton and bennetts each time. There is no advantage for being loyal these days. Its worth doing a search with a high excess then trying again with zero voluntary excess.... sometimes it makes little difference to the quote.

[GTRpilot]

No loyalty here, I shop around each year and play them off against each other, it's a corrupt system. 

[O.C.]

No loyalty here, I shop around each year and play them off against each other, it's a corrupt system. 

yep    the days of loyalty discount are now long gone

[PRD]

It always annoys me when they write and tell you that the renewal is the best price and then you shop around get better quotes and all of a sudden they can match them.  They just take the p*ss and hope
To get away with it.

[GTRpilot]

It always annoys me when they write and tell you that the renewal is the best price and then you shop around get better quotes and all of a sudden they can match them.  They just take the p*ss and hope
To get away with it.

Absolutely agree.

[snowy]

Been there on a few occasions with Churchill on the car, get the renewal through, go on the "compares", and guess what - Churchill are listed with a cheaper quote same terms!   
And you always get the ever helpful agent who'll allow you his "staff discount" As mentioned above......loyalty?
And whilst on insurance.................
Brother in law parked overnight in Stockholm, fairly new K1200RT, locked helmet and gloves in the top box overnight.
Got ready to ride off the following morning, top-box (Genuine BMW) gone, no damage or signs of force.
Never mind thinks he - helmet and leather insurance cover on CN policy.
So, comes to claim - Topbox - claim allowed as detailed as accessory on policy.
Helmet and gloves - cover is for accident damage only at time of accident - not covered for theft!
Lets go back 200 years......like highwaymen - they'd hang for daylight robbery!

[O.C.]

"Small print" hides many loopholes methinks   

I would imagine that a genuine replacement BMW top box and helmet plus whatever else would have been an expensive exercise too   

[Burchy]

Should be able to claim for helmet and gloves under house contents all risks

[snowy]

Bennetts just did it for me!
As Burchy, £84 which included cover for non-standard top box and crash protection!   
52 years young ( ) 9 years NCB, 1 accident - non-fault, couldn't get near it elsewhere.
Bought the EU breakdown package as well as with all other benefits again, couldn't get near it!
think this is the only bonus of maturity in years!