Insurance Time Again

[Lonewolf]

My insurance renewal notice came through from Bennetts this morning, approximately two weeks before its due. Opened it up with some trepidation and saw that it had actually increased by £80+ despite the fact that I had an extra years no claims and hadn't obviously made a claim! What the hell is that all about?

A few phone calls later accompanied by a bit of browsing on comparison web sites and my blood pressure is slowly returning to an acceptable level.  ;D

I always play one company off against another and managed to get Bennetts to significantly reduce their quote but I haven't signed on the dotted line yet.

The cheapest quote I had on line was £140, fully comp etc but with a £1000 excess. What do you do, do you go for the cheap quote and crippling excess or do you go for a mid range excess, £600ish and a higher premium? Decisions, decisions,

All advice greatly received....

[routemaster]

I believe I saw on one of the news sites that insurance premiums have generally gone up by around 30% ish mark

My insurance is due for renewal on Monday so I am going to start hunting around for the best possible deal over the next few days to see what deal I can get.

Kind regards

Steven

[Andy]

I've used these guys this year, discount for IAM etc. http://www.adelaideinsurance.com/motorcyclists-registration.php

[Lonewolf]

Insurance has gone up completely across the board for bikes and cars I appreciate that but please, please, please  dont pass it onto me!! So many claims being processed these days, many of them fraudulent it affects us all.  >:(

Andy, the link to that site, is that just for riders with advanced qualifications?

[Kwikasfuki]

I've also noticed policy excess shooting up. Too many claims companies, the law really needs to stamp down.

[Bondu]

Try H&R Insurance, I got a significantly lower quote than anywhere else.

[patrick]

I've used these guys this year, discount for IAM etc. http://www.adelaideinsurance.com/motorcyclists-registration.php

Me too. Got good rate on my cbf100, no extra charge for upgrading to the GTR mid year. Mines due in September... so time will tell if the adelaide good news continues

[Andy]

Insurance has gone up completely across the board for bikes and cars I appreciate that but please, please, please  dont pass it onto me!! So many claims being processed these days, many of them fraudulent it affects us all.  >:(

Andy, the link to that site, is that just for riders with advanced qualifications?

Think they do WI (Womens Institute) also :-)

http://www.hrinsurance.co.uk/ I'll try these guys later in year.

[Lonewolf]

Andy, I've just tried your recomendation, very, very helpful people, They were quoting me £2 dearer than Bennetts but with a much lower excess. The chap I spoke with, (and this is where customer service varies) is going to have a look at some quotes again in the morning, because its a bit late in the day now and try and get me a better deal and call me back.

Thats impressive, but I'll be even more impressed if he does get me a cheaper quote.  ;D

[pembsgtr]

I'm with Footman James, have been for two years they offer a lot of extras in the quote so stuck with them this time round but will look at moving next time around if they are not competitive enough  8)

[Black Flash]

Hello Lonewolf,

I use Bennets on some of my bikes, but have just switched to Carol Nash, who was £100/s cheaper.

Some of the reason why insurance has increased across the board, is that our lovely co Goverment have added a stealth tax of 10% on all premiums.

So the insurance companies add a little extra for themselves!!!

Hope this helps,

Cheers B/F

[Lonewolf]

Many thanks for that, I'll give Carole Nash a try and see what they can come up with.

[Lonewolf]

Tried Carole Nash, they wanted over £400 :o


Computer says "NO".   ;D

[Winston Smith]

Join IAM (with your pro qualification) for £15/annum and try their insurance through Adelaide

[Lonewolf]

We've all had our advanced permits revoked as of last week. Would I still be eligible to join?