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rider travel insurance

Started by 2kwacks, July 08, 2012, 08:59:20 AM

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2kwacks

been a few years since the last time a toured france/italy can't remember what insurance company I used. any recommendations?
getting on now...  but not as old as Rog or Geoff

Debs

#1
I have travel insurance that comes with my bank account... Not heard of Rider Travel Insurance

Just found this link....
http://blog.holidaysafe.co.uk/2010/01/motorcycle-travel-insurance.html

2kwacks

Quote from: deb3km on July 08, 2012, 09:29:44 AM
I have travel insurance that comes with my bank account... Not heard of Rider Travel Insurance

Just found this link....
http://blog.holidaysafe.co.uk/2010/01/motorcycle-travel-insurance.html
yep! already got a online qoute from them, seem very reasonable and just what I need. will call them monday to check some details :smiley:
getting on now...  but not as old as Rog or Geoff

mecki

Can somebody explain to me what travel insurance is supposed to be good for?  :huh:
The later you brake the longer you go fast.

Cartman

Quote from: deb3km on July 08, 2012, 09:29:44 AM
I have travel insurance that comes with my bank account... Not heard of Rider Travel Insurance

Just found this link....
http://blog.holidaysafe.co.uk/2010/01/motorcycle-travel-insurance.html

Check your policy from your bank carefully, most only insure you for up to 125cc!
Once you realise we are all mad, life starts to make sense

O.C.

Good advice for ya there 2kwacks...check your own and if there's nothing suitable just type in European Biker Insurance into your search engine ...there's loads there..too many to list a link

Good luck

BTW when/where are you travelling to ?
BE KIND...


ROG .

O.C.

#6
Quote from: deb3km on July 08, 2012, 09:29:44 AM
I have travel insurance that comes with my bank account... Not heard of Rider Travel Insurance

Just found this link....
http://blog.holidaysafe.co.uk/2010/01/motorcycle-travel-insurance.html

:mfr_lol: :mfr_lol: :mfr_lol:  Like the "perfect Bitch pic" Deb..nice one  :banana:
BE KIND...


ROG .

2kwacks

#7
Quote from: mecki on July 08, 2012, 09:49:47 AM
Can somebody explain to me what travel insurance is supposed to be good for?  :huh:
well not all insurance companies cover you while riding a motorcycle outside the uk with the benefits as when your in the uk. if you travel abroad on your bike and depending what insurance you have your coverd as in the uk, with certain exclusions if you inform them of the dates your away. most insurance companies give 30 days in any one year within europe. but you may not coverd for legal action taken against you if you cause the accident. if you cause a accident and the person was hospitalized they could take legal action against you to recover loss of wages,expenses, specialized medical costs, and any long term injuries. this could be a "unlimited amount" surely you have heard stories of people not having adequate insurance for there needs. in which case, I've heard of people needing to remortgage or even sell their homes to pay expenses, legal costs e.t.c also you may not be coverd for "repatriation costs"  i.e emergency specialized return home for medical reasons.
getting on now...  but not as old as Rog or Geoff

Lonewolf

Quote from: mecki on July 08, 2012, 09:49:47 AM
Can somebody explain to me what travel insurance is supposed to be good for?  :huh:

mecki, you'll be ok, you dont need it for popping down to Tesco's  :yawn:

2kwacks

#9
Quote from: Lonewolf on July 08, 2012, 12:55:44 PM

mecki, you'll be ok, you dont need it for popping down to Tesco's  :yawn:
Mr wolf.. your are very thin ice here :sweatdrop: :grin:
getting on now...  but not as old as Rog or Geoff

Mogster

Quote from: 2kwacks on July 08, 2012, 12:38:02 PM
well not all insurance companies cover you while riding a motorcycle outside the uk with the benefits as when your in the uk.

:agree: I have a mate that spent some considerable and expensive time in a Hospital in the US of A after dumping his hire Bike and having an open leg fracture and various other injuries, his crappy free insurance that he had via his Bank wouldn't cover him at all, and in the end he had to sell his car, bikes and re-morgage the house in order to pay for the treatment...  :censored:
She is like the Bumblebee, she should not fly....... and yet she does!

2kwacks

Quote from: Mogster on July 08, 2012, 01:40:18 PM
:agree: I have a mate that spent some considerable and expensive time in a Hospital in the US of A after dumping his hire Bike and having an open leg fracture and various other injuries, his crappy free insurance that he had via his Bank wouldn't cover him at all, and in the end he had to sell his car, bikes and re-morgage the house in order to pay for the treatment...  :censored:
I rest my case..!
getting on now...  but not as old as Rog or Geoff

Kwikasfuki

America is normally exempt from the insurance provided by the bank. It's the same if you buy any other insurance. America is normally quoted for separately
Find the forum useful? Please think about donating<br /><br />Kawasaki 1400GTR 2009 - 2012<br />Honda XLV1000 Varadero  2007 - 2009<br />Suzuki DL650 V-Strom 2005 - 2008<br />Kawasaki GPZ 500s 2004 - 2005<br />Yamaha SR125 2003 - 2004

mecki

Quote from: Mogster on July 08, 2012, 01:40:18 PM
:agree: I have a mate that spent some considerable and expensive time in a Hospital in the US of A after dumping his hire Bike and having an open leg fracture and various other injuries, his crappy free insurance that he had via his Bank wouldn't cover him at all, and in the end he had to sell his car, bikes and re-morgage the house in order to pay for the treatment...  :censored:
Everybody knows that over there you're screwed if you have an accident or get sick and are not insured.  :whistling:
But weren't we talking about a trip to France here?  :hammer:
I have European Break-down cover, European coverage and Legal cover with my bike insurance (Carole Nash) as well as personal injury insurance - Medical costs in the EU are covered by the NHS (European Health Insurance Card) - so why would I need extra bike travel insurance if I go to another EU country?  :huh:
The later you brake the longer you go fast.

2kwacks

#14
Quote from: mecki on July 08, 2012, 02:38:37 PM
Everybody knows that over there you're screwed if you have an accident or get sick and are not insured.  :whistling:
But weren't we talking about a trip to France here?  :hammer:
I have European Break-down cover, European coverage and Legal cover with my bike insurance (Carole Nash) as well as personal injury insurance - Medical costs in the EU are covered by the NHS (European Health Insurance Card) - so why would I need extra bike travel insurance if I go to another EU country?  :huh:
mecki if you read the e11 form, you will see it limited at best. infact it recommends you take out adeqate insurance for your need's which will include dangerous sports, and riding motorbikes is classed as a dangerous sport. it's not expensive, £15.00 should get you adeqate cover for a 7/10 day trip, small price to pay if the worst should happen and for piece of mind.
I also I've full platinum break down cover which as full legal protection, but I will need to check excatly what it covers.
getting on now...  but not as old as Rog or Geoff