rider travel insurance

[Mogster]

We use the Amex insurance, which will medi-vac us home should the worst happen....

Usually the basic insurance will cover you for basic healthcare, and if you think you are covered by the NHS in an EU country just wait untill sumit happens and you need to go to A an E... you WILL get a bill for emergency treatment, it's then up to try to claim it back.

I was on holiday in Corfu 4 years ago and had gone out cycling with a couple of blokes we had met at the hotel, now i'm fit but these buggers were on another level,
I did manage to keep up but in the evening started to suffer from 'Ectopic (irregular) heartbeat' which was caused by me losing too much fluid due to sweating me nads off, anyway a couple of hours on a drip and a heart-rate monitor and I was right as rain.

But on leaving the medical unit I had to pay for my treatment .... 650 euros.... fortunatly Smarty had already phoned the Amex emergency line and the whole cost had been pre approved,,, had it not, I would have had to fook about when i got home trying to claim it back from the NHS.

The point here is, just because you have a little plastic card with an EU number on it dosen't mean you are gonna get free health care in EU countries.

[Rusty]

I would NEVER trust a Bank or Credit Card Company or anyone else with Bike Insurance for use abroad except your own Insurance Company or one that deals specifically with Motor Policies .... 30 day cover for EVERYTHING is never going to cost you more than £30 ?? .. £2.00 a day for most people if you are going for a standard 10 - 14 day trip. That is you covered for any eventuality regardless of blame ... One would have to be bonkers not to take it out  .

[100milesaway]

I know this thread is about 3 years old,   but who do people use at present for medical cover for a european trip?.    And has anyone asked for a quote after recovering from prostate cancer.   If so!!!!! by how much do they load the premium?.

[Debs]

I know this thread is about 3 years old,   but who do people use at present for medical cover for a european trip?.    And has anyone asked for a quote after recovering from prostate cancer.   If so!!!!! by how much do they load the premium?.

I use this company for my bike travel insurance.

http://www.jsinsurance.co.uk/travel_insurance/motorcycling-touring-travel-insurance.html

I do have travel insurance with Lloyds but it only covers up to 125cc

[PRD]

I use m ci tour travel insurance. They specialise in bike cover

[Burchy]

http://www.vehicle-rescue.com/

Used the past 6 years.  Not had to claim, though

[Charlie747]

http://www.vehicle-rescue.com/

Used the past 6 years.  Not had to claim, though

That's always the best way to use it 

[BigAlan]

http://www.vehicle-rescue.com/

Used the past 6 years.  Not had to claim, though

But thats a bike rescue, Geoff is asking about a medical recovery insurance just in case, well he is an old git. 

Alan

[Kawdolph]

Most health insurance companies will  do holiday medical insurance also the aa do it ,plus make sure you have you e111 card as that is what i used when in the uk last year and didnt have to pay a penny.with the e111 the uk goverment claim off the irish goverment  for the cost of my hospital stay.

[Redrat]

I know this thread is about 3 years old,   but who do people use at present for medical cover for a european trip?.    And has anyone asked for a quote after recovering from prostate cancer.   If so!!!!! by how much do they load the premium?.

I'm going to respond directly to your question. On the mention of cancer you will be refused cover or quoted an excessive premium. My family, on cancer issues, go with ordinary cover where you are not required to disclose previous history. Remember, you may be asked 'has any insurer cancelled, declined or refused cover' and you need to avoid this scenario. You may be asked has anyone in your family had cancer in the last 5 years - answer truthfully and say no more. On the practical side, should you require medical treatment, it is highly unlikely to be cancer related and debilitating. In fact I pay an age premium twice as much as for a family of four - SAGA is not your friend!!

[100milesaway]

But thats a bike rescue, Geoff is asking about a medical recovery insurance just in case, well he is an old git. 

Alan

Correct Alan, (although I shall be having a word with you in the summer  ).  The thing is with this cancer issue.  They have you over a barrel. I am not going to die of cancer in June, it may be doing me in slowly BUT, it aint going to kill me this summer.  But if you don't disclose it, and something else happens to you, and they find out, you will be goosed. My good lady used to own a travel agents, and has lots of dealings with such things, and she says that they will insure me, but will have my trousers down in the process.   PS   Alan, are you venturing up to gods country this summer?.    I will be in Austria  from 16-30 june.  So dont come then, coz I have a plan    

[BigAlan]

Geoff

Indeed we will be having a ride up sometime, currently have plans for May, June and August so sometime after August I suspect will be the chosen date but of course will discuss this with you and Rog nearer the time.

Alan

[Debs]

Most health insurance companies will  do holiday medical insurance also the aa do it ,plus make sure you have you e111 card as that is what i used when in the uk last year and didnt have to pay a penny.with the e111 the uk goverment claim off the irish goverment  for the cost of my hospital stay.

They will but won't cover you on a bike over 125cc. You have to have specific Motorcycle Travel Insurance, thats why I go with these.
http://www.jsinsurance.co.uk/travel_insurance/motorcycling-touring-travel-insurance.html