Kawasaki 1400 GTR

Off Topic => General Discussion => Topic started by: Dive1082 on April 15, 2013, 06:53:12 PM

Title: Insurance Vultures Out again
Post by: Dive1082 on April 15, 2013, 06:53:12 PM
Just had my renewal...

£550!!!!  I only paid £236 fully comp last year!

Dong the rounds on the comparison sites, the cheapest I am getting is around the £330 mark fully comp £350 compulsory excess no voluntary.  4yrs NCD...

Anyong got any ideas of good insurers?
Title: Re: Insurance Vultures Out again
Post by: STMGTR on April 15, 2013, 07:00:38 PM
I just re-insured with Carole Nash or my two bikes on multibike policy Kawasaki GTR 1400, Yamaha FZ1S Fazer 1000, 10 years no claims, European cover, Breakdown and legal protection & helmet and leathers cover protection £350 excess cost £350 for year. Could have had it cheaper by about £80 shopping about,  but like Carole Nashes level of cover and reputation.
Title: Re: Insurance Vultures Out again
Post by: Lonewolf on April 15, 2013, 07:12:33 PM
£550 from £236... :sweatdrop: who have you upset?
Title: Re: Insurance Vultures Out again
Post by: O.C. on April 15, 2013, 08:10:02 PM
Used to be a time when insurance premiums reduced each year if you didn't have a claim

These days I'm afraid its a case of the price being jacked up automatically...there's no benefit in showing your loyalty to most insurance companies as they generally don't demonstrate loyalty to their customers

Shopping around is the best way to get a competitive deal, which is why price comparison sites are now much more popular.
Title: Re: Insurance Vultures Out again
Post by: 100milesaway on April 15, 2013, 08:17:33 PM
Quote from: olde coney on April 15, 2013, 08:10:02 PM
Used to be a time when insurance premiums reduced each year if you didn't have a claim

These days I'm afraid its a case of the price being jacked up automatically...there's no benefit in showing your loyalty to most insurance companies as they generally don't demonstrate loyalty to their customers

Shopping around is the best way to get a competitive deal, which is why price comparison sites are now much more popular.
Well said that man.                               The voice of experience  :yes: :clap: :wink:
Title: Re: Insurance Vultures Out again
Post by: Rusty on April 15, 2013, 08:39:07 PM
Well said OC ... AND that is a big hike in premium.
On the other hand I recently shopped around back in Feb as I run with Benetts every year and I couldn't get close ... The underwriter is Equity Star and it,s just over a squid a day.  :yes:
Title: Re: Insurance Vultures Out again
Post by: viper on April 15, 2013, 10:52:29 PM
well my insurance seems to be bucking the trend, for the last 5 years it has consistently reduced in price

Im just in the process of renewing it and it has come in at the lowest price of

£128 , fully comp, £300 excess, manc postcode, 47 years of age, 10 years plus no claims

it is through meerkats and with swinton bikes, I paid £190 last year  and there are 10 or more companies quoting less than that on the website. I probably wont go with the cheap quote as it is basic , but will probably upgrade to around the £180 mark and get helmet and leather cover and a few extra frilly bits
Title: Re: Insurance Vultures Out again
Post by: Rossendale Rider on April 27, 2013, 05:10:56 PM
Quote from: viper on April 15, 2013, 10:52:29 PM
well my insurance seems to be bucking the trend, for the last 5 years it has consistently reduced in price

Im just in the process of renewing it and it has come in at the lowest price of

£128 , fully comp, £300 excess, manc postcode, 47 years of age, 10 years plus no claims

it is through meerkats and with swinton bikes, I paid £190 last year  and there are 10 or more companies quoting less than that on the website. I probably wont go with the cheap quote as it is basic , but will probably upgrade to around the £180 mark and get helmet and leather cover and a few extra frilly bits
Just renewed mine today.  Last year I was £184 for my 09 bike paying an additional 45 when I got my 2011 machine. That was with Swinton who at the time were a lot cheaper than my previous insurer Hastings Direct.  My renewal with them this year came in at £242.00 so back to the comparison websites (as you should) and it's now back down to £149 with no voluntary excess .....with Hastings Direct :wacko:  and just as a tip to anyone, try several comparison sites as Hastings came in on two with different quotes!
Title: Re: Insurance Vultures Out again
Post by: keith on April 27, 2013, 05:20:26 PM
get a quote from mce online then ring them they will do there best to beat any other quotes
Title: Re: Insurance Vultures Out again
Post by: Richard on April 27, 2013, 11:14:28 PM

My car insurance went up this year, I was told it just one of those things, too many compensation claims getting paid out for imaginary injuries.... :no:
Title: Re: Insurance Vultures Out again
Post by: Boomer on April 29, 2013, 12:15:49 PM
I use TheBikeInsurer every renewal and also cross check with TescoCompare and MCNcompare.
I've been with Aquote for several years now and they have yet to try and shaft me, but I still check every year.
Title: Re: Insurance Vultures Out again
Post by: Kevin on April 29, 2013, 02:29:02 PM
Carole Nash wanted just over £1000 to insure five bikes, all modified, on a single policy this year which was up from £860 last year. I queried it and was told they had to go on a 'custom policy' because of the modifications.

I wondered what eBike would want for two policies (they have a limit of 4 bikes on a policy) and was quite pleased to see they had a special offer on  - buy a standard policy and get a classic policy for free. Four bikes insured for around £390 with all modifications declared and the FJ was insured via the free classic policy. I think that was a bit of a result.  :grin:

Kevin
Title: Re: Insurance Vultures Out again
Post by: Debs on April 29, 2013, 03:08:53 PM
Quote from: Kevin on April 29, 2013, 02:29:02 PM
Carole Nash wanted just over £1000 to insure five bikes, all modified, on a single policy this year which was up from £860 last year. I queried it and was told they had to go on a 'custom policy' because of the modifications.

I wondered what eBike would want for two policies (they have a limit of 4 bikes on a policy) and was quite pleased to see they had a special offer on  - buy a standard policy and get a classic policy for free. Four bikes insured for around £390 with all modifications declared and the FJ was insured via the free classic policy. I think that was a bit of a result.  :grin:

Kevin

Thats a result Kevin..

Ive never been with Carole Nash as their quotes have always been a joke..
Title: Re: Insurance Vultures Out again
Post by: BigAlan on April 29, 2013, 03:12:22 PM
Quote from: Debs on April 29, 2013, 03:08:53 PM
Thats a result Kevin..

Ive never been with Carole Nash as their quotes have always been a joke..

There you go, whats good for one is not good for another, Auntie Carol has always been the cheapest for me, well for the last six years anyway, i always compare then ring Carol to get there quote down.

Must be because i am old, but not as old as 100milesaway.

Alan
Title: Re: Insurance Vultures Out again
Post by: Debs on April 29, 2013, 03:26:37 PM
Quote from: BigAlan on April 29, 2013, 03:12:22 PM
Must be because i am old, but not as old as 100milesaway.

Alan

No one can be as old as Geoff..  :whistling: :popcorn:
Title: Re: Insurance Vultures Out again
Post by: 100milesaway on April 29, 2013, 05:37:51 PM
Quote from: Debs on April 29, 2013, 03:26:37 PM
No one can be as old as Geoff..  :whistling: :popcorn:
There are plenty of folk as old as me  :wheelchair:, BUT I dont think too many of them will be riding a GTR  :banana: :banana: :clap: :popcorn:
Title: Re: Insurance Vultures Out again
Post by: coman37 on April 29, 2013, 08:55:51 PM
Quote from: Kevin on April 29, 2013, 02:29:02 PM
Carole Nash wanted just over £1000 to insure five bikes, all modified, on a single policy this year which was up from £860 last year. I queried it and was told they had to go on a 'custom policy' because of the modifications.

I wondered what eBike would want for two policies (they have a limit of 4 bikes on a policy) and was quite pleased to see they had a special offer on  - buy a standard policy and get a classic policy for free. Four bikes insured for around £390 with all modifications declared and the FJ was insured via the free classic policy. I think that was a bit of a result.  :grin:

Kevin

Just got my reminder from CN £560 down from £565  last year and they have reduced the excess on my 1980 GSX 1100 from £250 to £25. This is to cover all 7 bikes, no one else will cover more than 4 without losing NCD on the 6th+7th ( I could cover the GSX on a free classic policy with EBike like Kevin) ZZR on its own is £160???? All in all not very competitive but I am happy, less than £2 a day to ensure my enjoyment

Coman