Insurance time again.

[STX1300man]

Several mentions of the requirement for a garage here.

Just be careful if you do state it is kept in a garage. Check the wording about timing, some policies need the bike in the garage ANY TIME it is at your premises, so no leaving it on the front drive for the afternoon. Sensible policies state times (overnight).

[exBanditOwner]

i have 3 bikes and trying to insure them all is a nightmare.

you can't have 2 separate policies with the same firm one fully comp and 1 3rd party. you can't use your NCB on both. i hate insurance companies they just live to shaft people left right and center.

i can only ride 1 at a time so when can't i have separate policies to my liking. and use the NCB i've earn't.

ALSO having not had a car for 12 years i'm buggered if i want to insure one as my NCB was earn't on a bike and not transferable. 

they are the most Zero common sense organisations you will ever deal with.

[clarky]

I was insured with MCE but at renewal time they priced themelves out of the market so I went with Bennets. More cover, less money!

[GTRpilot]

kawasaki insurance seemed to have my vote at the moment, £129 fully comp with PNCB  not sure anyone can beat that.

[flatfour]

I keep three bikes on the road at any one time and have a multi - bike policy with Footman James. The main rule that seems to apply to all such policies that I have seen is that the number of "classics" must always exceed the number of "modern" bikes.

My riding other bikes entitlement is also limited to machines that are over 20 years old.

[GTRpilot]

Well the quote they gave me was as a member, I couldn't see the discount in the £318 quote, plus IAM membership on top when you look at what others are quoting.

Well Adelaide (Or Cornsure as they are now), came up trumps, from £318 down to £127, also told them I'm no longer an IAM member, "That doesn't matter sir", really?............I thought they only discounted for IAM members, wasn't that the point?......go figure.

[100milesaway]

Just done mine for 1000 Versys 013, with SAGA, £131.93 with no-claims protection, legal expences, and personal accident cover.    I used MCN compare, and if you go on, put your details in look at the cheapest, then look at the dearest qoute,   compare the 2,    you will more than likely find that they are both with the same insurer AND offering the same cover.            you decide        It's a minefield,.         I always go with the cheapest quote, after the realization many years ago that insurance companies/brokers NEVER show loyalty to their existing customers.      We do the same with car insurance, always take the cheapest quote. Then pray that you dont need to use them .            But when an old dear smashed into the back of our Grand Vitara whilst trying to park in between it, and another parked vehicle, and causing 3 grands worth of damage, our insurance stepped forward and were simply fantastic. A hire car (Freelander) on our drive the next morning, recovery truck arrived later the same day to take our Suzuki for repair. A daily report on how the repairs were progressing, 2 weeks later the car was back on the transported for delivery back to us, and an hour after it arrived 2 chaps rolled up to take the hire car away. The repair was fantastic the service absolutely top notch, no paper work no hassle, just utter perfection. All from the company that provided the (far) cheapest quote.