Insurance -Again!

[coman37]

Hi Debs and LW,

    In case you haven't figured it out yet, its because all insurance companies are greedy cxxxs, they wont let you transfer your NCB from cars to bikes(or bikes to cars) which demonstrate your careful driving record and attracts DISCOUNTS, but they will penalise you for endorsements which attract HIGHER premiums.

       Even if you have a "no fault" accident,some Insurance companies view you as the sort of person who has accidents and increase premiums to suit.

      I fxxxin hate them all

Coman

[tommytool]

I dont feel guilty about shopping around for the best price but what Ive had to endure over the past few weeks has been made easier by the brilliant service provided by Swinton and the underwriters.

Its true that you only know the true value of service when you really need it - I'm sure my premium will go up next year but so long as its not stupid huge I'll definately use them again.

Well done Swinton and LVE Highway (as underwriters) 

[routemaster]

While Comaprison web sites are useful you can sometimes get a better deal by ringing the companies direct.
As per my earlier message below I did the usual round of comparision sites and overall there was nothing cheaper when you add in the extras I wanted.

Swinton offered the cheapest bike insurance on the comparision sites but didn't offer the extras I wanted on the comparision sites. However I had to ring Swinton about something else and while I was there I mendtioned that I was disappointed that didnt't appear to be offering the extras I wanted ie legal expenses, helmet+leathers, personal accident etc etc. They said they did and provided me a quote with the extras which is £100 cheaper than my current policy 

Interestingly Motorcycle Direct, my current insurance company, have just launched customer rewards on a very wide selection of goods and services etc - its an impressive list. Yes a lot of it is 10-15% or 2 for 1 discount but something is better than nothing. I might take them up on the 2 for 1 tickets for King of Clubs Motorcycle Race day @ 8th June at Castle Coombe which is just down the road from me.

Kind regards

Steve

I have just had my renewal quote through the post from Motorcycle Direct and its not too bad at £273
I have package deal and it is broken down into the following:

   
• Bike Insurance - £163 including 7 years NCD, IPT etc
• Extras including legal expenses, key protection, helmet+leathers, personal accident  and UK breakdown cover comes to additional £110

Although I don't need the UK breakdown cover any longer it comes as part of the package and if I exclude it the overall cost go up.

I have trawled around the usual comparision sites and although I can get the bike insurance marginally cheaper when you start adding the extras I want exluding the UK Breakdown cover it works out more exepnsive.

Steve