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Insurance Vultures Out again

Started by Dive1082, April 15, 2013, 06:53:12 PM

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Dive1082

Just had my renewal...

£550!!!!  I only paid £236 fully comp last year!

Dong the rounds on the comparison sites, the cheapest I am getting is around the £330 mark fully comp £350 compulsory excess no voluntary.  4yrs NCD...

Anyong got any ideas of good insurers?
A friend in need....Is a pain in the a**

STMGTR

#1
I just re-insured with Carole Nash or my two bikes on multibike policy Kawasaki GTR 1400, Yamaha FZ1S Fazer 1000, 10 years no claims, European cover, Breakdown and legal protection & helmet and leathers cover protection £350 excess cost £350 for year. Could have had it cheaper by about £80 shopping about,  but like Carole Nashes level of cover and reputation.
Ah Well you only live once! Although still have trouble convincing the wife lol

Lonewolf

£550 from £236... :sweatdrop: who have you upset?

O.C.

#3
Used to be a time when insurance premiums reduced each year if you didn't have a claim

These days I'm afraid its a case of the price being jacked up automatically...there's no benefit in showing your loyalty to most insurance companies as they generally don't demonstrate loyalty to their customers

Shopping around is the best way to get a competitive deal, which is why price comparison sites are now much more popular.
BE KIND...


ROG .

100milesaway

Quote from: olde coney on April 15, 2013, 08:10:02 PM
Used to be a time when insurance premiums reduced each year if you didn't have a claim

These days I'm afraid its a case of the price being jacked up automatically...there's no benefit in showing your loyalty to most insurance companies as they generally don't demonstrate loyalty to their customers

Shopping around is the best way to get a competitive deal, which is why price comparison sites are now much more popular.

Well said that man.                               The voice of experience  :yes: :clap: :wink:
What would you rather be   or a wasp?

Rusty

Well said OC ... AND that is a big hike in premium.
On the other hand I recently shopped around back in Feb as I run with Benetts every year and I couldn't get close ... The underwriter is Equity Star and it,s just over a squid a day.  :yes:

viper

well my insurance seems to be bucking the trend, for the last 5 years it has consistently reduced in price

Im just in the process of renewing it and it has come in at the lowest price of

£128 , fully comp, £300 excess, manc postcode, 47 years of age, 10 years plus no claims

it is through meerkats and with swinton bikes, I paid £190 last year  and there are 10 or more companies quoting less than that on the website. I probably wont go with the cheap quote as it is basic , but will probably upgrade to around the £180 mark and get helmet and leather cover and a few extra frilly bits

Rossendale Rider

Quote from: viper on April 15, 2013, 10:52:29 PM
well my insurance seems to be bucking the trend, for the last 5 years it has consistently reduced in price

Im just in the process of renewing it and it has come in at the lowest price of

£128 , fully comp, £300 excess, manc postcode, 47 years of age, 10 years plus no claims

it is through meerkats and with swinton bikes, I paid £190 last year  and there are 10 or more companies quoting less than that on the website. I probably wont go with the cheap quote as it is basic , but will probably upgrade to around the £180 mark and get helmet and leather cover and a few extra frilly bits
Just renewed mine today.  Last year I was £184 for my 09 bike paying an additional 45 when I got my 2011 machine. That was with Swinton who at the time were a lot cheaper than my previous insurer Hastings Direct.  My renewal with them this year came in at £242.00 so back to the comparison websites (as you should) and it's now back down to £149 with no voluntary excess .....with Hastings Direct :wacko:  and just as a tip to anyone, try several comparison sites as Hastings came in on two with different quotes!
Be Careful Out There!

keith

get a quote from mce online then ring them they will do there best to beat any other quotes

Richard


My car insurance went up this year, I was told it just one of those things, too many compensation claims getting paid out for imaginary injuries.... :no:

Boomer

I use TheBikeInsurer every renewal and also cross check with TescoCompare and MCNcompare.
I've been with Aquote for several years now and they have yet to try and shaft me, but I still check every year.
George "Boomer" Garratt
Wickford, UK
http://www.gtr1000.com

Kevin

Carole Nash wanted just over £1000 to insure five bikes, all modified, on a single policy this year which was up from £860 last year. I queried it and was told they had to go on a 'custom policy' because of the modifications.

I wondered what eBike would want for two policies (they have a limit of 4 bikes on a policy) and was quite pleased to see they had a special offer on  - buy a standard policy and get a classic policy for free. Four bikes insured for around £390 with all modifications declared and the FJ was insured via the free classic policy. I think that was a bit of a result.  :grin:

Kevin
I'm old enough to know better but don't

www.thewellers.us

Debs

Quote from: Kevin on April 29, 2013, 02:29:02 PM
Carole Nash wanted just over £1000 to insure five bikes, all modified, on a single policy this year which was up from £860 last year. I queried it and was told they had to go on a 'custom policy' because of the modifications.

I wondered what eBike would want for two policies (they have a limit of 4 bikes on a policy) and was quite pleased to see they had a special offer on  - buy a standard policy and get a classic policy for free. Four bikes insured for around £390 with all modifications declared and the FJ was insured via the free classic policy. I think that was a bit of a result.  :grin:

Kevin

Thats a result Kevin..

Ive never been with Carole Nash as their quotes have always been a joke..

BigAlan

Quote from: Debs on April 29, 2013, 03:08:53 PM
Thats a result Kevin..

Ive never been with Carole Nash as their quotes have always been a joke..

There you go, whats good for one is not good for another, Auntie Carol has always been the cheapest for me, well for the last six years anyway, i always compare then ring Carol to get there quote down.

Must be because i am old, but not as old as 100milesaway.

Alan
Ducati owner now but I used to have a Black one, the fastest version.
Previous, Sprint ST (2), VFR 800, Fireblade's (4) SP1, VTR1000, GPZ900, CB250, BSA Bantam D14/4, Suzuki TS100, SX200.

Debs

Quote from: BigAlan on April 29, 2013, 03:12:22 PM
Must be because i am old, but not as old as 100milesaway.

Alan

No one can be as old as Geoff..  :whistling: :popcorn: